TruePoint Credit Repair helps Georgia consumers review, challenge, and correct inaccurate items on their credit reports using a transparent, law-driven process.
No guarantees. No shortcuts. Just your legal rights under the Fair Credit Reporting Act, applied the right way.
Credit repair isn’t magic. It’s a process. We keep it simple, transparent, and rooted in the law.
We review your three-bureau reports together, identify potential inaccuracies, and discuss realistic expectations, timelines, and next steps.
We design a tailored dispute strategy that may include bureaus, creditors, and public record vendors — always aligned with the Fair Credit Reporting Act.
As responses come back, we review them with you, adjust our strategy, and keep you informed at every step. You can pause or cancel at any time.
We focus on accuracy, completeness, and fairness — not shortcuts that put you at risk.
Understand what’s on your credit, how it’s affecting you, and where there may be errors, outdated data, or incomplete reporting.
We prepare and send targeted disputes to Experian, Equifax, and TransUnion, focused on items that may be inaccurate, incomplete, or unverifiable.
Where appropriate, we help you exercise your rights with original creditors and collection agencies regarding reporting and validation.
For bankruptcies and other public records, we focus on how the information is reported, sourced, and verified — never on false promises of “instant deletion.”
We’ll walk you through smart rebuilding steps, including utilization, mix of accounts, and healthy credit habits going forward.
Important: We do not guarantee results or specific score increases. No one legally can. We help you use the rights you already have under federal law.
No upfront fees. No long-term contracts. Just clear month-to-month pricing and performance-based deletion fees charged only after results.
Covers your full three-bureau credit review, dispute strategy, and preparation and sending of your first round of dispute letters. This is never billed upfront — only after we complete this initial work.
All plans are month-to-month. You can cancel at any time with no penalties or long-term commitments.
For lighter clean-up and clients just getting started with credit repair.
Our flagship plan for most Georgia clients, including more complex credit files.
For clients actively working with a lender or realtor toward a specific target date.
For clients who want a results-tied component, we offer per-deletion fees that are charged only after an item is actually removed from your credit report.
| Item Type | Per-Deletion Fee (per bureau) |
|---|---|
| Hard inquiry | $25 |
| Late payment | $50 |
| Collection or charge-off | $75 |
| Repossession or foreclosure | $100 |
| Bankruptcy or other public record | $150 |
Deletion fees are only billed after a deletion is confirmed on the applicable credit bureau’s report. You are never charged in advance for expected or future deletions.
All services are month-to-month. You may cancel at any time. We do not guarantee specific results, score increases, or deletions.
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Built in Georgia, for Georgia consumers who are tired of quick-fix promises and ready for an honest, structured approach.
TruePoint Credit Repair was founded on a simple idea: most people don’t need another sales pitch — they need a guide. Someone who can translate the legal language, help them understand what’s on their credit, and walk with them through a structured plan.
We focus on compliance, documentation, and clear communication. You’ll always know what we’re doing, why we’re doing it, and what to expect next.
A few things people usually ask before they get started with TruePoint.
No — and anyone who does is not operating within the law. What we can do is use your rights under the Fair Credit Reporting Act to challenge items that appear inaccurate, incomplete, or unverifiable, and guide you through the process from start to finish.
It varies by person. Some clients see meaningful changes in a few months; others take longer. Public records like bankruptcies or complex files often require multiple rounds of disputes and follow-up. We’ll talk about realistic timelines during your free review.
We typically partner with trusted credit-monitoring providers where you create an account and authorize us to view your reports. You stay in full control and can revoke access at any time.
We are based in Georgia and focus primarily on Georgia residents. In some cases we may be able to work with clients in other states, depending on local rules. Ask us during your free call and we’ll be upfront about what’s allowed.
Fill out the form below and we’ll reach out to schedule your free credit review. No pressure, no obligation.
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